Guo Tian Yong says that in the current tight financial situation of banks, many real estate developers often choose other financing. Many real estate real estate trusts will be added as a source of funds.
Do panic! The main force is still diving? Stuck with the stock is likely to have saved! March the stock market changes are likely to occur? Tug of war behind the hidden financial trends!
Central University of Finance and the China Banking Research Center Guo Tian Yong that the tightening of bank credit lines this year, leaving the two suites are not many lines of credit, so, in fact, bring down the purchase of two suites of pressure on banks limited. Guo Tian Yong believes that uncompromising attitude control This time, the momentum of rising house prices will be checked, in this forecast, the decline in housing prices may lead to tension in real estate funds, banks should pay particular attention to this risk. The purpose of the national real estate regulation and healthy development of the market, is not no way to make the real estate business.
tightening control policy for real estate risks, even the level that the effects of last year's series of regulatory policies have been the end of last year and early this year reflected and Shenzhen, some small real estate business strand breaks in the trend of capital there, while the strength of the forward momentum of large real estate acquisition strategies, capital return, the real estate market is still performed relatively stable, the current risk of not prominent.
the State Council executive meeting to do further deployment of the real estate market regulation, the four state-owned commercial banks immediately expressed support. Experts believe that the proposed measures reflect the state regulation of real estate firm attitude, brought about by the expected impact on banks should not be overlooked.
Lian Ping said, in fact, commercial banks held loans on real estate development has been cautious attitude. Last year, commercial banks and individual mortgage loans increased significantly, development loans has not increased significantly. Tightening of the market in anticipation of the bank loans for the development of this audit will be more stringent.
differentiation State Council executive session to strengthen the housing credit policy, loans to buy second homes in the family, down payment of not less than 60% of the interest rate of not less than 1.1 times the benchmark rate. Increase the percentage of down payment and loan interest rates for bank earnings limit good looks, but the chief economist with Bank of Communications Ping believes that increasing pressure on home buyers and real estate regulation continued tightening of the purchase is expected to reduce the amount of some loans may This part of the business of banking has been affected.
No comments:
Post a Comment